Want to avail a personal loan from Bandhan Bank but don’t know the interest rates offered by the bank? All you need to do is just read the page below. Here, on this page, you can easily know Bandhan Bank Personal Loan Interest Rates mentioned in the table below.
INCLUDE_LEAD_FORMBandhan Bank Personal Loan Interest Rates October 2026
Want to enjoy the lowest personal loan interest rates ? If yes, look no further as Bajaj Finserv is here to offer you the best personal loan deal. Yes, this reputed NBFC by offering the best personal loan solutions to individuals at an attractive interest rate of 11.00% Onwards per annum leaves no stone unturned to meet the multiple needs of one and all. Wanna know more? Read the page below.
| Particulars | Details |
|---|---|
| Interest Rates | 15.90% - 20.75% |
| Loan Amount | INR 1 Lakh - INR 5 Lakh |
| Tenure | 12 to 36 Months |
| Processing Fee | 1% of the Loan Amount+GST |
| Prepayment Charges | Nil |
Bandhan Bank Personal Loan Balance Transfer Interest Rates
If you want to transfer your existing personal loan to Bandhan Bank, you would be glad to know that you can do the same without any hassle. Switch your existing personal loan in Bandhan Bank and enjoy lower and best personal loan interest rates and EMI.
For example: If you have borrowed a loan of INR 12,00,000 from any other bank for 5 years at an interest rate of 17.00% per annum. At this pace, the interest outgo will go up to INR 5,89,385. You can reduce the liability by switching your outstanding balance to Bandhan Bank at a lower rate. If Bandhan Bank agrees for a switchover at 15.05% interest rate, how will it pan out for you? Check out the table to know the same.
| Particulars | Details |
|---|---|
| Loan in Beginning | INR 12,00,000 |
| Interest Rate | 17.00% |
| Tenure | 5 Years |
| EMI | @14.00% INR 29,823 |
| Estimated Interest Outgo @17.00% | INR 5,89,385 |
| Interest Paid Till 2-years | INR 3,52,243 |
| Outstanding Balance at the End of 2nd Year | INR 8,36,488 |
| EMI @15.05% for the Remaining 3 Years | INR 29,018 |
| Interest @15.05% Over 3 Years | INR 2,08,146 |
| Interest Paid Till Now + Interest Payable Over the Next 3 years | INR 5,60,389 (3,52,243+2,08,146) |
| Estimated Savings in Terms of EMI | INR 805 |
| Estimated Savings in Terms of Interest Payment | INR 28,996 (5,89,385 - 5,60,389) |
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